Retirement Plan Administration

A Multi-Faceted Retirement Program

As an employee of NSHE, you are fortunate to be a participant in a multi-faceted Retirement Program that gives you every chance to accumulate significant retirement wealth over time that can be the source of funds for a high quality of life after your retirement.

Unsolicited Contacts

Unsolicited contact from financial advisors may appear legitimate even if they are not approved retirement plan providers. NV PERS, TIAA and VOYA are the only approved retirement providers for all Institutions within the Nevada System of Higher Education.  If you receive an email address offering a retirement checkup and it does not appear to come from one of the above organizations, please report it as suspicious through your campus IT professionals.  The most recent example of this phishing is from “” , “”, and “” who appear to be trying to look like they are NV PERS.

If you are uncertain about an email you receive, please reach out to your HR Department or NSHE Retirement Plan Administration, before you share any personal information or set up an appointment.

Guide to plan eligibility

Depending upon your employee classification and your personal financial circumstances, you may participate in more than one of these plans. Please refer to the following guide to plan eligibility.

Employee ClassificationMandatory EligibilityVoluntary EligibilityAutomatic Conditional Eligibility*
FacultyRetirement Plan AlternativeSupplemental 403(b) Plan/Nevada

Deferred Compensation Program
Excess Benefit Plan*
Professional StaffRetirement Plan AlternativeSupplemental 403(b) Plan/Nevada

Deferred Compensation Program
Excess Benefit Plan*
ClassifiedPublic Employees’ Retirement SystemSupplemental 403(b) Plan/Nevada

Deferred Compensation Program
Medical ResidentMedical Resident/ Postdoctoral Scholar PlanSupplemental 403(b) Plan/Nevada

Deferred Compensation Program
Postdoctoral ScholarMedical Resident/ Postdoctoral Scholar PlanSupplemental 403(b) Plan/Nevada

Deferred Compensation Program

*Participation in this plan occurs only after participants have received the maximum allowable benefit under the RPA.

Fact Sheet

  • Retirement plan participation is governed by the Nevada Revised Statutes (NRS).
  • Eligible employees will be enrolled in the applicable retirement plan per the NRS summarized below.
  • The NRS prohibit simultaneous participation in the NV PERS and the NSHE RPA retirement programs.
NRS 286.293 “Persons Required to Participate in System.”
NRS 286.293(1)(a): Those employed on or after July 1, 1977, in positions considered to be half-time or more according to the full-time work schedule established for that public employer. 
NRS 286.802 “Board of Regents to establish separate program for retirement of certain employees; contributions; enrollment.”
NRS 286.802(1) The Board of Regents of the University of Nevada shall provide a retirement program separate from the Public Employees’ Retirement System. The program must provide retirement and death benefits for members of the professional staff….
NRS 286.802(2) A person employed as a member of the professional staff who is enrolled in the Public Employees’ Retirement System at the time of the person’s employment shall remain a member of that System. Any other eligible employee must be enrolled in the retirement program.

NSHE Retirement Program

Faculty and professional staff are required to participate in the RPA as a condition of employment with NSHE from the date of appointment. Medical residents and postdoctoral scholars are likewise required to participate in the Medical Resident/Postdoctoral Scholar Plan as a condition of employment with NSHE from the date of appointment.

Participation in the Supplemental 403(b) is voluntary, supplementary to participation in the mandatory plan, and cannot replace participation in the mandatory plan. You can begin, resume, change, or discontinue your contributions to the Supplemental 403(b) by accessing the Workday system.

Participation in the Excess Benefit Plan is limited to those individuals who are not able to fully participate in the mandatory plan due to IRS imposed benefit restrictions.

Managing your money and keeping track of your account is the function of the record keeper chosen by NSHE for these purposes, TIAA.  TIAA hosts the NSHE investment line-up and provides the online portal participants use to enroll in the plan, view account balances, manage contributions, select investments and take action. TIAA will issue your quarterly statement, manage the beneficiaries on your retirement account and provide you with personalized retirement plan advice.

You can obtain the necessary enrollment materials from your campus benefits office. To learn more about our plans and how to enroll, visit the TIAA micro site.

Please note, prior to December 31, 2013 NSHE contracted with FidelityTIAA and VALIC for retirement plan record keeping. Participants enrolled any of the NSHE retirement plans prior to that date may have retirement assets at any of these companies.

NSHE provides participants with a three-tiered investment line-up that provides investment options for everyone, from the less engaged investor to the investor who prefers to more actively manage their retirement savings. The tiered structure provides a simplified investment selection process, allowing you to make your decision based on your investment expertise and comfort level.

As part of the ongoing monitoring process, the Retirement Plan Advisory Committee conducts comprehensive quarterly reviews of the investment funds available in the Retirement Program. Detailed information about Retirement Program investment offerings, including detailed investment performance results are available on our Investments page

Nevada is one of seven states that have voluntarily opted out of the Social Security system. This means that while you are employed by NSHE neither you nor NSHE contribute to Social Security and you do not earn a Social Security benefit. It also means that if you have previously earned, or at some future time earn, a benefit from Social Security, the Social Security benefit you ultimately receive may be affected by your employment with a non-participating employer such as NSHE.

To learn more about Social Security’s so-called “Windfall Elimination Provision” visit the Social Security Administration website. You can also access an online calculator tool to help you understand how the Windfall Elimination Provision might affect you.

Social Security WEP Fact Sheet

The Retirement Plan Advisory Committee is tasked with advising the Chancellor’s delegated authority on matters related to plan policy and administration. Information about the Committee, including membership, meeting schedule and past meeting minutes are available on our Retirement Plan Advisory Committee page.

Retirement Plan Administration Contacts

David Montes

Retirement Plan Coordinator

(702) 889-8426
(702) 889-8492

Seresa Greer

Benefits Specialist Business Center North, UNR Human Resources

(775) 784-6043
(775) 784-1073

Michelle Kelley

Director, Retirement Plan Administration

(702) 889-8426
(702) 889-8492

Julie Konkol

Director, Benefits and HR Operations Business Center South, UNLV Human Resources

(702) 895-4734
(702) 895-1545